Finance that feels personal,
not transactional.

At PierPoint Lending, we empower hardworking Australians to make confident, informed financial decisions – through genuine care, trusted expertise, and tailored lending solutions.

Your finance, done right - with integrity, confidence .

Whether you’re looking to refinance your mortgage, purchase a new home or investment property, or simply want clarity around your lending options, we take the stress and guesswork out of the process.

With over 20 years of global banking experience, PierPoint Lending blends international insight with local knowledge to deliver real results for clients Australia-wide.

home loans + refinancing

investment property finance

SMSF Lending

family home upgrades

professional finance consulting

commercial lending

development finance

family home upgrades

professional finance consulting

Our Misson

To empower hardworking Australians and finance professionals to make confident, reliable informed lending decisions through genuine care, trusted expertise, and tailored financial guidance.

Meet Adam Bailey

With more than two decades of global banking and market intelligence experience across Australia, the UK, Europe and the Pacific, Adam brings a rare depth of insight to the Australian lending landscape.

He has been recognised as National Australia Bank’s Lender of the Year for two consecutive years, as well as Most Passionate Home Lender nationally — achievements that reflect both his technical expertise and the genuine care he brings to every client interaction.

      EXCELLENT  
   Based on 46 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Sarah D 
 
 
 
 Trustindex verifies that the original source of the review is Google. Thank you, Adam, for all of your time over the last few weeks. The effort and time you put in was phenomenal. You guided us, kept us updated throughout the entire process and continued to find us the best of the best. Your professionalism was immensely appreciated and we thank you for going above and beyond!
  
 
      Posted on Google  
   
   Jessica Welsh 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a very good experience with Adam, he was very knowledgeable and everything went well on settlement day. Thank you Adam
  
 
      Posted on Google  
   
   Adam Burns 
 
 
 
 Trustindex verifies that the original source of the review is Google. Frequent comms, responsive to queries, and ensured settlement was smooth. Thanks Adam.
  
 
      Posted on Google  
   
   Chris Whitington 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic mortgage broker, attentive and fast, everything went very well. Will be using Adam at PierPoint Lending again without question. Would recommend him in North  Bayside.
  
 
      Posted on Google  
   
   Joanne 
 
 
 
 Trustindex verifies that the original source of the review is Google. I would have no hesitation in recommending Adam to anyone looking for a mortgage broker. I am very grateful for his knowledge and professionalism to get a tricky mortgage approved. Adam was patient and understanding throughout the process.
  
 
      Posted on Google  
   
   Jorge Belton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam was fantastic to deal with from start to finish. He was professional, knowledgeable, and always available to answer any questions we had throughout the mortgage process. He made everything straightforward and stress-free, and went above and beyond to make sure we understood our options and got the right outcome for us.

If you’re looking for a mortgage broker who genuinely cares about his clients and gets things done, I’d highly recommend Adam. Thanks again for all your help
  
 
      Posted on Google  
   
   Ray Francis 
 
 
 
 Trustindex verifies that the original source of the review is Google. I found Adam very efficient and helpful in processing applications and got excellent results
  
 
      Posted on Google  
   
   Ben Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can't recommend Adam at Pier Point lending enough. From the very first engagement Adam was professional, prompt, personable and pulled all stops and strings to get us the best possible package. Adam listened to our needs, broke everything down and communicated each phase and various options with simplicity and clarity. Noone I'd trust more to speak with for brokerage services or lending advice.
  
 
      Posted on Google  
   
   Peter Nemere 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service, Adam is very knowledgeable with decades of experience in banking. There's no question he couldn't answer, and quickly too. He was very quick at finding us options for bridging loans, refinancing, and construction loans and deals not just with banks but non bank lenders and private finance too.

I was avoiding brokers because the ones I've met in past were about as useful as a Google search but Adam is the real deal! Will definitely use his services in future too.

Highly recommended.
  
 
      Posted on Google  
   
   Andre Welsh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Adam was extremely knowledgeable and transparent with me on what financial products were available, and what best suited my circumstances. His years of experience in mainstream banking took out the guesswork, and prevented unnecessary work.

10 out of 10 Adam!

Why Choose PierPoint Lending

20+ years of experience across international banking and lending sectors means you benefit from world-class knowledge paired with local understanding.

Many Australians are paying more than they need to on their
mortgage – often without realising it.

Regularly reviewing your loan can save thousands in interest and years off your repayments. We make the refinancing process straightforward, transparent and stress-free – comparing hundreds of products across multiple lenders to secure the best deal for your goals.

We believe in long-term relationships, not one-time transactions.
Our clients return – and refer others – because they know we genuinely care about their success.

When you’re making one of the biggest financial decisions of your life, you deserve expert guidance. Mortgage brokers like PierPoint Lending work for you, not the banks – ensuring your needs come first.

We Will:

Access multiple lenders and loan options you may not
find on your own
Negotiate competitive rates on your behalf
Handle the paperwork and approvals process from start to finish
Provide ongoing support long after settlement

With ever-changing lending landscape across Australia,
having a broker you can trust is essential.

Our Process – The PierPoint Pathway

Discovery

We take the time to understand your goals, lifestyle and financial situation.

Research and Strategy

We assess hundreds of options from trusted lenders to find the right fit for you.

Recommendation

We present clear, jargonfree options that empower you to make informed decisions.

Application and Approval

We execute and manage end-to-end – liaising with lenders, ensuring smooth approvals, and keeping you updated every step of the way.

Discovery

Your needs evolve, and so should your loan. We’ll check in regularly to make sure your finance continues to work for you.

Personalised lending advice that puts people first.

At PierPoint Lending, we understand that choosing a home loan or refinancing your mortgage isn’t just a numbers game – it’s one of the biggest financial decisions you’ll ever make.

Whether you’re buying your first home, upgrading to fit your growing family, or investing in your future, we make sure you never have to face those choices alone.

With over 20 years of global banking and market experience, Adam Bailey brings deep industry knowledge and genuine care to every client relationship. Based in Sandgate, Queensland, Adam has helped clients around the world navigate complex lending markets with confidence, clarity and ease.

Let’s take your next financial move with confidence.

Whether you’re ready to refinance, purchase property, or simply explore your options, PierPoint Lending is here to guide you every step of the way.

Or fill out the quick enquiry form and we’ll be in touch soon.

Finance that feels personal, not transactional.

Your finance, done right - with integrity, confidence .

Our Misson

Meet Adam Bailey

Why Choose PierPoint Lending

We Will:

Our Process – The PierPoint Pathway

Discovery

Research and Strategy

Recommendation

Application and Approval

Discovery

Personalised lending advice that puts people first.

Let’s take your next financial move with confidence.

Finance done right – with integrity, care and expertise you can trust.

Finance that feels personal,
not transactional.